Report all of your Financial Aid Reply

Your overall financial aid package can come from many sources. You completed the FAFSA application and the results of that application were submitted to your school. Using that, you could be awarded a variety of Federal grants, scholarships, and loans. Your school may have internal grant and scholarship opportunities that are awarded based on a variety of factors, such as your high school grades and you and your parent’s economic situation.

University, Finance, Charity and Relief Work.

College financial aid.

In addition to this, you’ve probably spent many hours applying for grants and scholarships that aren’t attached either to your school or to the FAFSA. Likely this meant writing essays and introduction letters completing many very long applications for several opportunities ranging from as little as five hundred dollars up to thousands of dollars each. These could have been scholarships offered by local community groups such as the Rotary Club or the Masons, as well as state and national groups.

The important thing to remember is that these scholarships are considered part of your overall financial aid package, even though they didn’t come directly from your school or from your Federal financial aid package. Some scholarship and grant programs notify the school of their award, or send the check directly to the school’s financial aid department. Others send or give the checks to you directly and may or may not actually report the award to the school. This is especially true of smaller gifts from local organizations. This is where your responsibility comes in. It is up to you – not the school and not the organizations giving you money – to make sure all sources of financial aid are reported to your school. Even the small $500 grant checks that you received are part of your financial aid and are considered by the school when awarding other Grants and scholarship.

There is a temptation to refrain from reporting some of the smaller awards, especially when it seems very unlikely that your school will never find out about them. Can reporting your outside financial aid reduce the financial aid package your school offers? Yes it can. However, it is considered fraudulent to withhold information regarding your outside financial aid offers and it could result in a revocation of your entire financial aid package should the school find out that information was withheld. Even more severe, you could find that your acceptance into the college is also revoked if the school feels you have been dishonest with them.

The better, and more honest, route to take would be to report everything you have received to your financial aid department. Then you can negotiate with them, should you find that your overall package was reduced. Don’t put your college career at risk to save a few bucks.

Decoding your College Awards Letter Reply

Multi generation meeting at the coffee bar

Sharing the news of a college award letter.

Typically, colleges for which you have been accepted will send an awards letter to you in March or early April. This letter contains important information. From it, you should be able to determine your total cost and the financial aid you are offered. Unfortunately, there is no standardized format for these letters, nor is there a standardized set of data that must be reported in the letter. Each school formats their letters a little differently, and so it can be very difficult to decipher.

On your letter, you may see several acronyms. Let’s go over a few of them so that the letter itself will become clearer. Prior to receiving your Awards Letter, you received a notification from FAFSA which included your EFC – your Expected Family Contribution. This is the amount that you or your family will be expected to cover, using loans or other means. Your COA – is your cost of attendance. It is the amount listed on the letter that shows the total cost to attend the school. Your FAFSA of course, is your Free Application for Federal Student Aid and is the application you completed to start the whole process.

The letter should outline your COA, so that you understand the overall costs. If you are comparing schools, this is often a very important number. You will also see the Net Price, which is the COA minus your gift aid. Gift Aid is considered the scholarships and grants that you were awarded through the school and the FAFSA. While COA is an important number, the Net Cost can be even more important. The Net Cost is the Cost of Attendance (COA) minus the financial aid you received. This includes all grants, scholarships, and loans. The Net Cost is composed of your EFC plus a GAP, which is the difference between the total cost and the EFC – something that goes beyond your expected family contribution.

The Net Cost can be important because, even if the COA of one school is higher than the other, that higher priced school might have more aid available. This could mean that by looking at your net cost, you may find that you could actually pay less to attend a more expensive school because they have more scholarships and grants available.

Once you have decided on a school (if you’ve applied to more than one) it is important for you to review the Awards Letter and return it to the school. When you review your Awards Letter, you will be accepting some or all of the Financial Aid offered. It is important to get this done as soon as possible so that your aid can be applied to your account at the school. You can choose to accept or not accept any portion of your financial aid. When looking through your aid package, you’ll want to accept all grants and scholarships first, followed by any federal loans prior to accepting private loans. This will help ensure that your overall costs stay low.

High School Juniors: It’s Time to Gather Your Application Materials for College Reply

When applying to college, you’ll need to gather all of your pertinent documents require for the application process. Along with the school’s application and depending on the program you’re applying for, you’ll want to have a resume, writing samples, letters of recommendation, portfolios, audition tapes, statement of purpose, and any other documents that the college is requesting.

College Resume

Student filling out a resume for college.

A resume for your college admissions packet is different than a work resume. For the college resume, you’ll want to include everything of note that you have already accomplished and will accomplish by the time that you graduate. Include anything from experiences that show a passion for your major to publications, awards, volunteering, jobs, extracurricular activities, sports, and hobbies. For help brainstorming and organizing a formal resume, do some research online for a good template and ask your parents and mentors for help. You want to ensure that your resume is easy to scan and shows that you’re professional enough to put the time into creating a great resume. Whatever you do, don’t just throw a resume together and expect it to be good.

Likewise for all writing samples, portfolios, audition tapes, and anything else that you’ll submit along with your application, be sure that each is formally presented. Be sure to label everything with your name, phone number, email, address, and name of your high school at the top. Admissions departments have so many applicants each year they will appreciate an organized and well-thought application.

When you send your application materials, be sure that you know that all of your documents and application actually get to where you send. This can mean that if you send it through the United States Postal Service that you request a tracking number and notice of delivery. If you send your documents digitally, follow up after a couple of days with an email to the school’s admissions department to be sure they got it. Also, if they don’t reply to your email, be sure to call them during normal business hours to ensure they received everything. It would be a good idea to call admissions if you send everything through the USPS as well after you receive a notice of delivery, just to be sure.

The most important part to the admissions process is to ensure that you have done everything properly and submitted the required documents so that your application isn’t delayed. Be sure to ask your teachers, mentors, and parents for help creating the perfect application packet.

Sophomores: Now is the Time to Visit and Tour College Campuses Reply

iStock_000004837175SmallVisiting a college campus is a great way to find out if a college is the right fit for you. With all of the variation in college campuses, student housing, and academic and student life, the only way to experience a college before actually attending is to do a campus tour. Plus, it can be fun to have a road trip with your parents or friends during a summer to hit two birds with one stone. During the summer is usually the best time for high school students, however, in order to get a true feel for how the campus will be during the school year, it might be best to visit during the Fall or Spring semester.

The first thing you need to do when planning out your on-campus visits is to choose a number of universities and state colleges that are close and far from your hometown. How many you want to visit is up to you, but it is important to at least visit the colleges on your top 5 list. Keep in mind that sometimes college tours only take a couple of hours so you can visit 2 or 3 during one day if you schedule in advance. However, some colleges also offer the chance for potential applicants to stay the night with current undergraduates. If you have the time to do this, it is highly recommended. Staying the night in a dormitory is a great way to learn firsthand from students what the college experience will be like.

After you have narrowed down the colleges you want to visit, be sure to call the school’s admissions office so that you can be sure you are visiting during an appropriate time. If you want a tour that is led by someone who knows about the campus, most require that you call at least 2 weeks in advance. However, simply going to the campus and walking around without a guide can be helpful too. Though colleges prefer that you schedule a tour, exploring the campus can often give you a more authentic experience.

If you want to get all of the information possible in one visit it is also a good idea to set up appointments with an academic advisor, financial aid office, a professor in the field you want to major in, and a coach if you are planning on doing college sports. Professionals at the school will typically be willing to meet with you during business hours to help answer your questions and show off their school to get you to attend when you graduate high school. And don’t worry, you don’t have to have everything planned out right away. You still have plenty of time to decide what you want to study and where you want to go. Plus, over 50% of students change their major at least once, so don’t feel bad about trying out different specialties until you find one that you truly enjoy.

It’s March – Which College Should You Apply To and When? Reply

So you’ve gathered a list of prospective colleges and you are ready to apply. But with applications fees stacking up creating a financial burden, which ones are the right ones to apply to?

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Girl pushing university button on search toolbar of virtual screen.

By now you should have a good list of 5 to 10 or more colleges that you are considering attending once you graduate high school. These colleges should include colleges that are a long shot, some conservative selections, as well as safety nets like local universities and community colleges. The reality is, everyone wants to go to the best college, but a lot have to go to a more conservative option due to a number of reasons, including the cost of attendance, how far the college is from family, and what the college has to offer.

Whatever the case, March of your junior year in high school is a good time to start narrowing down your list of schools. But, how do you know which school is the right school for you?

There are many factors that come into play when choosing which school you want to attend, and ultimately the decision is up to you. However, there are a few things you should keep in consideration no matter what your particular situation is, for example, the cost of attendance, what majors the school has to offer, and the geographic location of the school in terms of where you want to live and how close you want to be from home. Other things to consider are extracurricular activities, such as clubs, sports, and special programs, housing options, and last but not least, the facilities on campus, like science labs, theaters, and gyms.

Each of these things should be carefully considered when deciding where to apply to. You don’t want to end up paying for application fees to places you don’t plan to go to anyway. Some of the can be upwards of over $100 to submit your application.

Get the best information on how to choose the right college for you with Peterson’s.

Getting Ready for College as a High School Senior Reply

Student Loan

Student loans and scholarship money.

It’s crunch time for high school seniors preparing for college. For many, the end of the prior school year and the summer before senior year was spent applying for scholarships and grants  and spent September applying to colleges.. Most students will have a decision from the colleges they have applied to by April, but there are things that need to be done before then.

Finishing up scholarship applications:

High school seniors should be finishing up the application process for most of their scholarship requests. It is important to review the scholarship application deadlines as well as ensure that all requested information for each scholarship is completed correctly. Many scholarships are very competitive and incomplete or incorrectly completed applications are often not considered. Others may require essays or letters of recommendation or transcripts. It is important to take the time with each scholarship that has not already been submitted to ensure that all requirements have been accurately completed.

Even though college starts in the fall, it is not too late to continue to look for other scholarship opportunities. This may be a good time to check with local social and philanthropic organisations in within the community for further opportunities. College expenses add up quickly and any extra fund sources, even smaller scholarships, are worth the time to investigate.

Two misconceptions regarding completing the FAFSA:

It is time to complete the FAFSA application, if it has not been completed already. Some students and parents think that they must wait until after 2016 income taxes are completed. Others think that they cannot apply for financial aid until they have been accepted by a college. Neither of these are true. FAFSA applications can be completed prior to income tax returns, and can be amended once the returns are completed. If a student has applied for more than one college, information on all colleges can be included in the FAS application.

With the FAFSA application, timing is everything. Many of the grants and financial aid options offered by the FAFSA are offered on a first come, first served basis. The sooner the application is completed, the more opportunities for financial aid will be available.

Most applications to college are decided in March or April. If a student has applied for Early Decision or Early Action, then likely he or she has already received the decision. It is important to speak with admissions counselors and understand the complete admissions process. Regardless of the admissions process for the individual college, having the FAFSA completed will simplify the process.

Learn more about what seniors in high school should be doing for college applications with Peterson’s.

Top Tools to Help You Write Awesome Admission and Scholarship Essays 1

Writing application essays has to be the hardest part of the college admission process. You have already taken the standardized tests and your GPA is fixed. You’ll get some recommendation letters, and fill in the application form without any serious obstacles. The only thing that stands in your way is the admission essay, which has to be great if you want to present yourself as a candidate that every college would like to have on campus.

The scholarship essay is a story of its own. You have to consider the requirements of different programs and present yourself as a suitable candidate.

The following list of tools will help you complete successful admission and scholarship essays!

You won’t achieve success by submitting a confusing paper that lacks proper structure. The basic essay format works effectively for completing admission and scholarship essays. The chart above, provided on the website of Monash University will help keep your content focused.

If you have any questions about essay writing in general, this is where you’ll find the answer. Feel free to use the search option before you post a thread; it’s likely someone has probably faced the same issue and already received an answer by the forum members. You can even use this website to get feedback on the drafts you’ve written.

Paper writing service Ninja Essays is a great solution for college and scholarship applicants who face serious obstacles during the process of essay writing. You can collaborate with real writers, who will assist you along the way and help you increase your chances of getting accepted into the school of your choice.

This is a collaborative and supportive community of writers with different skills and interests. If you are willing to deal with constructive criticism, feel free to ask for advice. The membership at this website is free and you’ll benefit from it not only during the admissions, but throughout your college education as well.

Story 2 has a specific aim: to help you write better admission essays. This is a writing course based on the Moments Method, which has helped many college applicants construct successful essays.

This site offers tips, sample essays, exercises, and prompts that will help you understand what universities and colleges expect to see in an application. The available resources can help you write great admission essays, as well as fellowships and scholarship applications.

This section of the Teen Ink website is a very useful source of inspiration. Remember one thing: you must never copy or rewrite other people’s essays. The papers featured here can serve as an example, but base your admission essays on your personal experience, interests, and qualities.

This guide breaks down the different aspects of a successful college essay. The tips may seem theoretical in the beginning, but they will lead you toward completing a specific, clear, and concise admission essay.

Before you start writing the paper, you need to know what exactly you’re supposed to deliver. This guide, provided by US News, will get you on the right track. Your admission essays should be accurate, coherent, and vivid. This guide can show you how to achieve that.

A scholarship essay is different from the admission papers you write, according to the requirements of different colleges. This guide, provided by ScholarshipsAndAwards.net, informs you about the standards you need to achieve in order to be considered as a suitable candidate for a particular program.

Regardless of the tools and guides you use while working on your application essays, you should always keep in mind that this process requires a lot of time. Start writing as soon as possible!

Robert Morris is an educator and writer from NYC. He is developing his first online course on English literature, and loves yoga and edtech. Follow him on Google+!

Use Online Course to Pick the Right College Major 1

Written by Joseph Rauch, writer at SkilledUp.

Have you decided on your major? If so, great! However, you won’t actually know what it will be like until you take a course.

Only a few years ago, there was no practical way of testing the water before stepping onto campus. Students had to take a somewhat blind leap and hope the courses in their majors would live up to their expectations and fulfill their passion. If they didn’t, oh well. There went a huge chunk of their money and at least a year of their lives.

Students do have the option of entering college with an undeclared major. However, this means they run the risk of wasting time and money by sampling in-person courses in an effort to figure out their major. For example, a student could spend hundreds of dollars and an entire semester on an introductory economics course only to discover the field wasn’t right for them.

Now things are different. Thanks to the rise of Massive Open Online Courses [MOOCs] and their respective providers, incoming college freshman have a way to test drive their major for free online instead of discovering whether they like it after they’ve already registered.

MOOCs attempt to offer as much of the college course experience as possible from the comfort of your home computer. Each one has video lectures, class materials such as slides, quizzes, and assignments, and the option of reaching out to professors and fellow students for feedback and answers to important questions. You can take them on a schedule or sign up for self-paced, archived courses, which will limit your interactivity but still offer the same information.

These courses are a smart way of planning ahead so you don’t end up with the wasted investment in a major that did not live up to your expectations. MOOCs also help high schoolers affirm their interests and prepare for their majors before entering college.

“I’ve always been pretty interested in programming, but I had never had a lot of exposure to it,” said Florida high school senior David Cooney. “Through Coursera and a few entry level programming courses, I was able to get a better understanding of what computer science was like. I’m applying to a few schools in Florida and to the University of Massachusetts Amherst, with my intended major being computer science.”

Cooney is one of millions of online course takers who have used Coursera, which people in ed tech often refer to as one of the “Big Three” MOOC providers. There are also older students who take MOOCs and look back on the issue of choosing a college major with a nuanced perspective, wishing they had once enjoyed the option of testing the water with free resources.

“When I decided on my major, I was extending my high school interests, most often created by a teacher who had made an impact,” said Thomas Johnson, an avid MOOC taker in his 50s and Germanic studies scholar, as he described his college years. “Bad mistake. I went all the way through pre-lims and was writing a dissertation before I awoke to my actual interests. My excuse is simple: I was making these decisions before the digital information age.”

Johnson also recommends using Quora, a curated online forum that allows you to pose questions and receive answers from a community.

“So my advice is simple: examine which Quora topics get you interested or intrigued. Then take a free MOOC to see if the academic approach to that topic still works. Then go for it at the very best school you can find to match your skills and abilities,” he said.

Granted, this advice may not be for everyone. If you have no idea what your interests are, college can be a great place to discover that so long as you can afford it.

Still, it’s clear that MOOCs are one way to test drive your major, discover new interests, and perhaps even give yourself an advantage over other freshman. Most of them are free. So, the worst case scenario is that you’ll waste a few hours of your life as opposed to hundreds of hours and thousands of dollars on the wrong major.

Joseph Rauch is a Writer who graduated with a degree in psychology and creative writing from NYU. He writes for SkilledUp and has published pieces with The Huffington Post, Mr. Beller’s Neighborhood, FindSpark, The Halo Group, and many more publications.

Is Studying for the SAT Useless? Reply

iStock_000001927691SmallThe SAT is a test shrouded in myths. One of the most prominent is the idea that woven deep into the very fabric of your DNA is an “SAT gene”, and stamped on that gene is a number as immutable as the number of commandments Moses received up on Mt. Sinai. Those who buy into this idea regard prepping for the SAT as akin to moving Mt. Sinai itself. More…

Crash Course in College Essay Writing – 12 Tips to Get You Started and Your Juices Flowing Reply

WritingSuccessfulCollegeApplicationsThe clock is ticking and you are a new high school senior (or parent of one!). The summer flew by without even a thought about what to write about for your college essays. Were you too busy with SAT prep? Driver’s ed? Hanging out with friends? Working? Procrastinating? Don’t worry, because help has arrived. Follow these dozen tips below and (hopefully) your juices will be flowing. Also, be sure to pick up a copy of Writing Successful College Applications and start reading and getting inspired. But for now, here is your “Cliff’s Notes” version of what you can do to get started: More…