Student Commuter: 4 Driving Safety Tips You Might Be Missing Reply

Depending on where you live, it’s fairly common for students to commute to various schools to receive higher education. If you’ve been driving for a while, then you probably think that there aren’t many safety concerns to be aware of on the road. There’s always something to watch for when you’re driving as there are never the same people or road conditions from one day to the next. There are a few tips that you might be missing that can keep you safe as well as the people who are in your vehicle.

Adjust The Mirrors

When you look through your mirrors, you probably see the road behind you and the road on either side of the car. One thing that you might not know about your mirrors is that you shouldn’t be able to see your own vehicle in them. If you adjust the mirrors in this manner so that the only thing that you see is the road or your surroundings instead of your vehicle, then you’ll reduce the blind spots and decrease the chance of accidents when you’re changing lanes.

Large Vehicles

While you’re driving, you have to share the road with larger vehicles. These include transfer trucks and garbage trucks. They can’t always see if you’re behind them on the road. If you can’t see their side mirrors, then they can’t see you. Garbage trucks have an added disadvantage in that there is usually a person on the back of the vehicle and a device that opens and closes. If you’re in an accident with a garbage truck because of an obstructed view, then consider talking to a garbage truck accident attorney who can help you file the proper claims.

Keep Your Headlights On

Instead of waiting until it’s dark, turn the headlights on when you get in the car. It’ll save time later, and it’ll keep you from forgetting to turn them on at all. Accidents can sometimes be reduced if people had their headlights on all the time because drivers would be able to see other cars that are coming in the opposite lane or that are driving in front of them.

Scan The Road

Always scan the road in front of you. Pay attention to road conditions and the other cars on the road. Scan your eyes along the horizon as this is a good focal point while you’re driving and generally gives the best view for most road issues that might be present.

Driving is never the same from one day to the next. You’re faced with drivers who don’t know what they’re doing or who are distracted. Focus on what you’re doing while taking in the actions of those who are around you to decrease the likelihood of an accident.


Emma is a freelance writer currently living in Boston, MA. She writes most often on education and business. To see more from Emma, say hi on Twitter @EmmaSturgis2 or Facebook.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

10 Mistakes Community College Students Make When Transferring to Universities Reply

Community colleges are attractive to a broad range of students, who need affordable educational programs focused on special interests. In the fall 2015, 24% of full-time undergraduates were attending community colleges. The American higher education is known for the extreme costs associated with it. Thanks to community colleges, low-income students get access to education.

However, many community college students want to step up their education and earn a bachelor degree, so they usually opt for a transfer program. Although university education costs a lot, many students explore scholarship options, as w ell as the opportunity to work while studying. According to a report published by the Community College Research Center, 33% of the students who enter a community college transfer to a 4-year institution.

Are you one of the community college students considering this option? Then this article will provide you with essential tips and the most common mistakes you need to consider before you begin the transfer.

Steps to Take When Transferring to University

  • Choose your target university as soon as possible. You need to know what requirements you should meet, so you can focus on them while you’re at a community college.
  • Arrange a meeting with a transfer adviser at the university you’re interested in. They will provide proper guidelines for you to follow.
  • Some private colleges require you to get the associate’s degree before you transfer, and others prefer it. With proper planning and depending on the situation, however, you may make an early transfer.
  • Explore scholarships! This should be an ongoing process. Don’t forget to put the application deadlines in your Google Calendar and set reminders in order not to miss any chances to get a scholarship.

Now that we got the preparations out of the way, we can focus on an equally important aspect: avoiding the mistakes most students make when transferring.

Mistakes that Affect Your Chances to Transfer to University

  1. Not Knowing What Transfers

If you don’t know what courses are transferable to colleges and universities, you’ll end up taking the wrong ones at community college. This means you can’t make an early transfer since you’ll lack the credits necessary for it. Take the courses with a single goal: they help you get to university.

  1. Not Considering the Options

Yes, you do need to focus on a target university when working towards a transfer. However, this doesn’t mean you should be completely inflexible regarding this decision. Examine both private and public 4-year institutions and visit few campuses, so you’ll choose the perfect school for your needs and goals.

  1. Avoiding the FAFSA

FAFSA, the Free Application for Federal Student Aid, looks too detailed and hard to complete. Many students think they qualify anyway, so they decide to send an application on their own terms. The truth is that scholarship committees prefer the FAFSA. It gives them a format that’s easy to evaluate.

  1. Not Providing Parent Information in the FAFSA

Many students are paying their own bills and filing their taxes, so they think the parent information in the application is irrelevant. Still, they may be considered dependent students according to the dependency guidelines determined by the Congress. Don’t skip this part of the application!

  1. Not Writing an Impressive Transfer Application Essay

The appeal of your essay will make or break the application for transfer. Peter Nelson, a college essay and test prep tutor from Superior Papers shared actionable tips for students to follow when completing their application essays:

  • Focus on a particular interest or event that shows why this university is the perfect choice for you. Show how you’ll contribute towards the diversity and development of its community.
  • Don’t use flowery language. Admission officers hate it.
  • This is a personal essay, but it shouldn’t be too in Avoid the language you use when talking to your friends.
  • Do not send the application before you revise and edit the essay for a few times, so you’ll get down to its finest version.
  1. Not Clarifying Your Questions

The course of transferring may seem quite perplexing and can make you feel unrest by raising many questions along the way. Putting down all your queries is a good way not to miss the point and figure out all the essential details that can make a difference in your application process.

  1. Not Keeping Touch with the Transfer Adviser

All universities enable community college students to get guidance. Not setting a meeting with an adviser is a big mistake. Moreover, your communication with the adviser won’t be limited to a single meeting. You should keep them updated with your plans and the steps you’re taking towards the transfer, so you’ll get all the tips you need.

  1. Not Visiting the Campus before Applying for the Transfer

You have to be 100% sure this is the university you want to go to. Take a tour! Sit on a class, see the dorm rooms, and use the opportunity to talk to a faculty member, so you’ll get more information about the major you’re interested in.

  1. Stressing Out

The transfer process demands focus and effort. It’s normal to be concerned about the way things turn out. However, it’s important to stay cool, meet the people you need to meet, and have a plan. When you do things according to a plan and you get proper guidance, you’ll overcome the stress.

  • Leaving Everything Until the Last Minute

Start preparing for your university transfer early. You will need to do everything thoroughly since it is your future at stake. That means making mistakes is very probable when the application deadline is dangerously close. Allocate your time wisely to map out your best course of actions.

Hopefully, the tips above will help you make a smooth transition. The most important thing is to develop a detailed plan and stay focused. Use your time at your community college to work towards the transfer!


Rachel Bartee is a blogger and freelance writer dreaming of a tour round the world to write a story of her greatest life adventure. For the time being, she feels inspired by her daily yoga sessions and studies Interpersonal Relationships. Talk to her on Facebook and Twitter.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

Expensive Education: How Does Bankruptcy Impact Your Student Loans? Reply

Many people with high levels of student debt consider filing for bankruptcy, only to be told that student loans are nondischargeable. While it is true that discharging student loan balances and bankruptcy can be difficult, it is not impossible, in the bankruptcy process may still offer some benefits to the borrower.

Getting Student Loan Debt Discharged

Most types of debt can be discharged in consumer bankruptcy. There are, however, some exceptions, including child support and court judgments resulting from an accident caused by drunk driving. There are also types of debts that are harder to discharge: There are special rules about discharging tax debt, and the same is also true for student loans.

Convincing a court to discharge her student loan debt requires proving that paying this debt would result in “undue hardship.” This means that you’ll have to show that paying your student loans will make it impossible for you to afford basic living expenses. In addition, you also have to show that it is unlikely that your financial situation is going to change and that you have already made a good-faith effort at loan repayment.

While most people cannot meet these qualifications, the courts have demonstrated a willingness to consider a range of circumstances when determining whether student debt is an undue burden. A bankruptcy attorney can assist you in determining whether your circumstances meet the criteria required for discharge.

Bankruptcy Benefits Without a Discharge

If you are unable to prove undue hardship, you may still be able to benefit from bankruptcy. The automatic stay on collection activity will be in effect for the duration of your bankruptcy proceedings, giving you a breather from collection calls, bank levies, and payroll garnishment. The other benefits depend on the type of bankruptcy you file for.

In a Chapter 7 bankruptcy, your other debts are discharged. Since you won’t be making payments on them anymore, you’ll have more cash available to apply toward your student loan balances. If you’ve filed for Chapter 13, your loans will become a part of your debt plan, which may mean that you’ll pay less on them during the repayment process.

Final Word

Student loan debt may be discouraging, but there are often options, including bankruptcy, which can make repayment more manageable. Student loan lenders and servicers are often willing to work with you to come up with a repayment plan that you can afford. In addition, bankruptcy remains an option even if your circumstances.


Lizzie Weakley is a freelance writer from Columbus, Ohio. She went to college at The Ohio State University where she studied communications. In her free time, she enjoys the outdoors and long walks in the park with her 3-year-old husky Snowball. Connect with her on Google+and (@LizzieWeakley).


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

4 Factors That Impact the Usefulness of a Particular College Degree Reply

When comparing college degrees, it’s important to consider how useful the degree is going to be throughout your life. There are many ways to measure this. However, it’s not always as simple as it first appears.

A degree that’s a waste of time for one person might be quite valuable to someone else. Let’s look at four factors that help determine how useful a particular degree might be for you.

Consistent with Current Job Trends

As the pace of technology accelerates, it’s essential to look at the direction in which different industries are moving before choosing a college major.

Check out resources such as the U.S. Bureau of Labor Statistics, which projects likely job growth in various industries over 10-year periods. This helps you choose a degree in a field where job growth is likely to be strong in the near future.

Places You at the Leading Edge of Your Profession

Not all degrees in a particular field are alike. Some are more traditional while others are more future-oriented. Degrees in healthcare are now extremely valuable. However, the best of these help you prepare for the very latest trends in this field.

When it comes to nursing, for instance, the focus is now on patient-centered care. If you’re considering a program such as an online FNP degree (Family Nurse Practitioner), look for a flexible and forward-looking program that will help prepare you for a successful career in nursing.

Helps You Succeed in a Popular Field

One hallmark of a useful degree is that it gives you some flexibility within a field that’s popular and that serves a real purpose in the community.

For example, college and professional sports are hugely popular and also help many young people achieve their full athletic potential. A degree such as an online master’s in coaching education is a good choice for anyone who wants a career related to college athletics.

Has a Strong Reputation

Rather than relying entirely on what a college or university says about its own degree programs, it’s also good to get third-party opinions. Look up the institution and degree program online and look for objective information.

Talk to someone you trust in that field. It’s even better if you can find someone who’s graduated with the degree you’re considering. You might also call or email executives or human resources managers in leading companies in the relevant field and ask their opinions about the program you’re considering.

There are many ways to assess the usefulness of a degree program. You can start with your own interests and the job prospects in the industry. Then you can look more closely at the particular program and gather helpful information about its reputation.


About the author: Anica is a professional content and copywriter from San Francisco, California. She loves dogs, the ocean, and anything outdoor-related. She was raised in a big family, so she’s used to putting things to a vote. Also, cartwheels are her specialty. You can connect with Anica here.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

Self-Discipline & Balance: How to Get Through an MBA Without Going Insane Reply

Procuring your MBA provides you with the opportunity to expand your personal skills set and to grow in your field. However, it also requires a significant amount of work. When you want to reduce the level of stress you feel, you can integrate some suggestions into your routine.

Ask for a Tutor

If you’re obtaining your MBA in marketing or another business-related degree, you might want to consider asking for a tutor. However, this person should be another student who already taken your course (or a similar subject) and performed well in it. Don’t be afraid to ask for transcripts if you’re hiring a private tutor!

Acknowledging that you don’t know everything and learning how to ask for help are two skills that can assist you in your career. Most colleges have tutoring services available. Sitting down to work one-on-one with a tutor can help you to absorb a concept that currently seems impossible to understand.

Pursue Social Opportunities

Dedicating all of your time to studying and completing assignments might land you with a perfect grade point average, but it might also make you regret how you spent your graduate-school days in the future. While you don’t need to go out every night of the week, look into organizations and clubs on campus that you can join. Building social bonds helps you to stay mentally and emotionally healthy, and you might even get the chance to build a study group or to network.

Care for Your Health

If you are constantly falling behind on sleep and not eating the right food, you are likely to experience exhaustion. This level of exhaustion can cause problems with school work, and you may even start to question if you even belong in the program. Getting in enough exercise can help to boot you physically and mentally as well. In fact, Ohio University reported that students with fitness memberships at university had 13 percent higher GPAs than those who didn’t have any.

Stay Ahead and Organized

When you leave major assignments until the night before they are do, you may like how the pressure motivates you to work harder. However, even the most skilled procrastinator in the world needs to do at least some advanced planning at some point in graduate school. Writing down each assignment in a planner helps to give you a sense of satisfaction when you get to check it off. In addition to that benefit, you can also visually see how much work you have to do on a specific day and plan ahead for busy weeks.

An MBA program can help you in the future. Before you start thinking too far in advance, take the time to better your situation now.


Hannah Whittenly is a freelance writer and mother of two from Sacramento, CA. She enjoys kayaking and reading books by the lake. You can follow her on twitter and LinkedIn.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

4 Ways Social Workers are Making a Difference In Your Community Reply

Are you a college student who is unsure about what to study? It’s important to consider what you find important. If you’re someone who wants to make a lasting, positive difference, you should consider social work. As a social worker, you work with different individuals to help them to succeed in society. Here are four ways social workers are making a difference in your community.

Working with marginalized individuals

As a social worker, many your clients are going to be people who might feel as though they’ve been completely shunned by society. This could include people with addiction problems and mental health issues, ex-convicts, impoverished people and children. While many in society might look down upon these people, as a social worker, you have the opportunity to build them up. By working with and advocating for them, you can help improve their confidence and overall self-worth.

Offering more perspectives

There’s an old adage that you can’t understand someone until you walk a mile in their shoes. As a social worker, you will be walking countless miles in all sorts of shoes as you work with different cases and different people. If you are drawn to this field, you’ll quickly understand how learning from the experiences of others can really open your heart and make you understand just how difficult certain situations and environments can be.

Being a voice

Being a social worker is not something that only happens when you’re on the clock. It is sure to have an influence on the majority of your life. When you speak with people about their problems, you’re bound to notice trends and things that are affecting your community and its people. Great social workers are ones who see problems and become determined to eradicate them. It’s not an instantaneous process, but the first step in enacting change is speaking out.

The public sector encompasses a variety of improvement initiatives for everything from education to the environment. With all of the things clamoring for attention, sometimes simply being a voice for someone who is drowned out by the crowd can be the biggest difference you can make.

Letting people know someone cares

Those who feel burdened by problems like addiction and mental illness can feel like a burden themselves. They might think that their issues are too great and that they’ve gone too far to be saved. As a social worker, you can prove otherwise. You can give them a chance to be heard and realize that they can be the person they want to be.

Hopefully this has given you a good idea of how social workers are making a difference in your community. You might not be able to save the entire world, but by focusing on your community you can greatly better plenty of people’s lives. If this sounds like an appealing career path to you, consider looking into an online master of social work program or something similar. There’s no need to delay making your own impact on the community.


Kara Masterson is a freelance writer from Utah. She enjoys tennis and spending time with her family. Kara recommends looking into diplomacy programs for more information on degrees that can help save the world.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

Mathematics Master: 4 Keys to Succeeding in a Math-Heavy Degree Program Reply

Entering a graduate program that involves a lot math can be very overwhelming. Whether you already consider yourself a math whiz or math isn’t your strong suit, you might feel like all of the formulas are just too much work. Still, math doesn’t have to be the end of your education. These four keys to succeeding in your program will help you get to graduation.

1. Make Friends

It’s important in any major, but especially for math-heavy ones, not to remain isolated. Study groups can make the difference between failing a course and passing one with flying colors.

One of the best places to make new friends with people who share your major is by joining math clubs and other similar activities.

You’re likely to find people in these clubs with more experience than you and can help mentor you or even recommend you for internships and jobs. Of course, it’s also a good idea to get the contact information of people who are in the same classes as you, too. This is especially true with online master’s programs like the New Jersey Institute of Technology online computer science program.

2. Stay Organized

In math-heavy degree programs, you’ll need to balance a lot of formulas and notes. Whether you take notes electronically or on paper, settle on an organization habit before you start your classes. Use one notebook or folder for each class and label important sections.

After each class, or at least at the end of each week, review your notes and write down important information somewhere else. These study habits will keep your math fresh in your head.

3. Tutor Other People

Teaching is one of the best ways to solidify your knowledge. It’s also a good way to make a little money on the side so you don’t have to distract yourself with a part-time job. Contact your local high school and recommend yourself for tutoring.

Being in a master’s program is a bonus to getting tutoring jobs. If you don’t have that option, you could always take the lead in a study group and “teach” what you’ve learned in class.

4. Don’t Give Up

This is the true key to succeeding in any math-heavy degree. Graduate programs are difficult, so if you’re used to being naturally good at math, you might be shocked at how much you struggle with your new classes. Take a break, walk around the block and come back to a difficult problem. If you keep your focus, it will eventually become clear to you.

A math-heavy degree program may seem like a daunting task, but having the right attitude toward it can make all the difference. Focusing on your study habits will keep you on the path toward your degree.


About the author: Anica is a professional content and copywriter from San Francisco, California. She loves dogs, the ocean, and anything outdoor-related. She was raised in a big family, so she’s used to putting things to a vote. Also, cartwheels are her specialty. You can connect with Anica here.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

Work And Play: 3 Degrees That Would Allow You To Travel Regularly Reply

Starting a career doesn’t mean you have to settle down. Frequent travel is becoming an occupational feature for professionals in a variety of industries. As private companies and public organizations continue to expand their reach on a global scale, there are many different types occupations that require travel on a regular basis. Individuals who crave an on-the-go lifestyle with plenty of opportunities to check out new destinations should consider one of these 3 degrees to prepare themselves for their dream job.

Diplomatic Studies

Virtually all nations on the planet employ numerous diplomatic staff to maintain relationships with other countries and international organizations, but there is also a rising demand for the skill-set in the private sector. Students of diplomatic studies often focus on a particular aspect of their field as they advance their degree, like international commerce, issues regarding terrorism or cyber diplomacy. Students who are interested in a career in diplomacy should also consider learning one or more foreign languages to establish niche expertise. Schools like Norwich University offer advanced degrees to students, including a diplomacy degree with several specialization options.

Accounting And Business Management

The language of finance and business is spoken around the globe. Companies frequently span national borders to take advantage of new markets and grow their enterprise even more. Businesses need educated financial professionals to study and connect with suppliers, potential acquisitions and other entities associated with their employer. Public accounts employed by regulatory or other government agencies can also find themselves on the road frequently. They may travel to different locations to conduct thorough reviews and audits of a particularly organization, which requires access to physical files. Business management consultants also spend a lot of time on the road, since they usually work on temporary contracts with a number of different companies.

Journalism And Public Relations

Whether you work for the media or with them, there are many positions that involve travel to a wide range of destinations. Journalists may spend months or years in other countries reporting on diplomatic developments or an emerging news story in the region. Professionals who bend their career towards public relations may also find themselves traveling to manage events, connect with media influencers and perform other essential responsibilities for their clients. Individuals interested in this career may pursue a degree in journalism, public relations or similar communications program.

If you want travel to be a part of your professional life, then there are plenty of options to consider. While there will certainly be opportunities to enjoy fresh scenery and exciting destinations, these careers are also demanding and can be stressful from time to time. A career on the road is not for everyone and can have a negative impact on family life, so it’s a good idea to discuss this decision with loved ones before launching off on a new adventure.


Emma is a freelance writer currently living in Boston, MA. She writes most often on education and business. To see more from Emma, say hi on Twitter @EmmaSturgis2 or Facebook.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

4 Alternative Education Ideas for the Healthcare Leaders of Tomorrow Reply

Getting an education in a box is no longer the only option. Online classes, simulated learning environments and on-the-job training are a few options available to today’s students. Learn about 4 major alternative education ideas that are designed for tomorrow’s healthcare leaders.

1. Online Tutoring

Tutoring is a method that has existed since the beginning of education. Tutors were primarily available through schools; today, the Internet has brought countless more options to a student’s computer. Have access to thousands more tutors of varying ages, educational achievements and levels of work experience.

2. Field Trips

The two main problems with traditional education are the lack of interest and lack of hands-on training. Students spend too much time sitting in classrooms or in front of computers and learning knowledge that they never practice applying.

Routine field trips are not required in high school and college classes; however, following this routine is an effective way to keep students interested in the material. For a few hours, they skip the tedious task of reading textbooks and see how their knowledge is applied in the real world.

3. Learning Simulations

Online learning simulations are designed for students who need hands-on training. Apply the knowledge that you have learned in a virtual world that resembles the real world. Second Life is a popular example of simulated learning that students and teachers access online.

Online learning simulations are no substitutes for online degree programs. A program is designed for a well-rounded education that you can take outside of the learning environment. Find a variety of accredited online schools and course programs that focus on healthcare studies. Pursue an online healthcare administration degree if you are confident about becoming a leader or manager. Also, pursue a medical billing degree to work in a clinic or hospital office.

4. Emphasis on Multimedia

Multimedia has become a major aspect of society that few people can survive without. Today’s generation is hooked on smartphones, TVs and the Internet. The best medical teachers use different multimedia formats, such as videos, lectures and 3D diagrams, to enhance their curricula.

In traditional education settings, teachers experience many frustrations when they teach common subjects. Soon after the first day of school passes, tedium and boredom set in quickly. Alternative learning is the way to get more out of a medical education. It is important that healthcare students look for innovative ways to succeed in their studies.


Lizzie Weakley is a freelance writer from Columbus, Ohio. She went to college at The Ohio State University where she studied communications. In her free time, she enjoys the outdoors and long walks in the park with her 3-year-old husky Snowball. Connect with her on Google+ and (@LizzieWeakley).


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.

 

Calculus & Beyond: Why High School Students Should Take Advanced Math Classes Reply

For years now, educators, business leaders, and even politicians have begun to realize that today’s students aren’t learning enough higher mathematics. The need for civil engineers, for instance, is expected to grow by 20 percent by 2022. Here are just a few reasons for learning advanced math skills.

Gain an Advantage

Advanced math usually refers to complex fields such as trigonometry, calculus, or algebraic number theory. It’s true that you can get into a decent college or a good job without studying these, but advanced math puts you a step ahead of other applicants. If you’ve mastered calculus, for instance, you’ll be more impressive than a candidate who never made it past basic algebra. It tells recruiters in an instant that you’re an intelligent, focused person who can apply complicated logic to explain patterns, perfect methods, and find solutions.

Solve Problems

Mathematics essentially came about as a way to solve problems and is still an evolving technique for doing so. Every tangible, real-world concept or quantity can be expressed or assessed through math. Whether it’s tracking pollution or putting a satellite into orbit, understanding mathematical principles is essential. No matter what the problem is, it will involve measurements, theories, and proof by the numbers.

Build a Career

In our high-tech world, an understanding of higher math is crucial to success in many fields. Learning advanced math early is important to finding the right college and career. Engineers, for instance rely on calculus to optimize safety and efficiency in everything from traffic flow to jet planes. At-school or online programs from Ohio University, for example, prepare you for specific engineering specialties. As demand for such jobs continues to increase, they become both more lucrative and more secure careers.

Automate Functions

In the past, mathematics was taught and used on paper or blackboards in universally recognized symbols and numbers. Today, however, very few people bother with written calculations when we have computers and smart phones. It seems that in almost any industry, you can find an app for certain mathematical functions. The reality is that someone has to develop the formulas and write the apps. Moreover, you as the end user have to be able to appreciate which app is right for which job, and why.

Learning math beyond basic competency seems like a low priority for most of today’s young students. It should be clear that in our technical society advanced mathematics is a vital part of your future.


Hannah Whittenly is a freelance writer and mother of two from Sacramento, CA. She enjoys kayaking and reading books by the lake. You can follow her on twitter and LinkedIn.


All views and opinions of guest authors are theirs alone and are not representative of the views of Petersons.com or its parent company Nelnet.